The Property Academy Podcast
The Property Academy Podcast is a daily show that provides insight, analysis, and strategies for getting the most out of the New Zealand property market. Hosted by Ed and Andrew from Opes Partners, it offers general information and is not financial advice. Listeners are encouraged to do their own research or consult a financial adviser before making investment decisions.
Episodes
BREAKING: The Reserve Bank Just Surprised Everyone
The Reserve Bank just surprised everyone, leaving the Official Cash Rate (OCR) unchanged at 2.75%.In this episode, Ed and Andrew share why the Reserve Bank broke with expectations and where the OCR could go next. You’ll learn: What the Reserve Bank decided to do with the Official Cash Rate Where interest rates could go next When the next hike could come Sign up to Ed’s monthly Property Market New
Every Property Adviser Is Biased. Including Us.
Everyone who gives you property advice gets paid somehow, including us. So, why are we telling you this? Because sunlight is the best disinfectant ... and once you can see the incentives, you can judge the advice.In this episode, Ed and Andrew lay their own incentives bare, then show you how to spot everyone else’s. You’ll learn:Is your property adviser biased? The hidden incentive behind every pi
"My Tenants Were Growing Drugs In My Rental. Here’s What Happened Next"
In July, police found 17 West Auckland properties being used as grow houses.So, what do you actually do if it happens to you? And can you even see it coming?In this episode, Ed and Andrew break down the real rules, the insurance traps, and the warning signs. You’ll learn:How do you actually, legally get drug-growing tenants out The $91,000 bill a landlord got just a few weeks ago And what the tena
The Real Cost of Building a Home (NZ vs Australia)
The national average to build a standalone house is about $3,236 a square metre – roughly $576,000 before land. But that's only half the story. And there's a myth worth busting: that the land goes up while the building goes down.In this episode, Ed and Andrew break down what building really costs, region by region, and why buildings actually appreciate.You'll learn:What a build really costs (and t
She Bought 3 Rentals On A Nurse’s Single Income [Case Study]
Caro walked out of her divorce with four kids, $14 a week in child support, and the belief that she’d have to do this on her own. Seventeen years later, she’s 61, single, and has just bought her third investment property.In this Case Study Sunday, Caro shares how she built a portfolio from scratch on a nurse’s income. You’ll learn:How a nurse on a single income bought three investment properties o
What Labour’s Capital Gains Tax Would Actually Cost You
Labour wants a 28% tax on the profit when you sell an investment property. So we built a spreadsheet ... not to argue whether it’s fair, just to answer one question. If you buy a property, what does the bill actually look like?In this episode, Ed and Andrew run the numbers on a 28% CGT in plain English. You’ll learn:What actually happens if Labour’s capital gains tax comes in The bill you’d actual
The Question You MUST Ask At Every Open Home [In The Field]
I usually buy off-market, so I’d never really done the open-home circuit as an investor. So one afternoon I went to three in a row to see what actually happens.A messy layout, a big price drop, and a do-up the vendors wanted $1 million for. Here’s what I found.In this In The Field episode, Ed takes you along to three Auckland open homes and shows you how to read one like an investor. You’ll learn:
Why Your Money Disappears (And The Fix That Actually Works)
A woman had it all figured out: good income, mortgage-free, the trust paid off the house. So where’s the money she used to put on the mortgage going? “Honestly, we just spend it.”In this episode, Ed and Andrew explain why even high earners can’t find money to invest and the one fix that reliably works. You’ll learn:Why your money gets absorbed, not wastedThe “commitment device” that forces you to
7 Major Projects That Will Change Auckland Forever!
Around 600,000 more people are set to call Auckland home... like half the South Island upping sticks and moving to the big smoke.So, where do we put them all, and what does that mean for where you buy?In this episode, Ed and Andrew map out the $50 billion of infrastructure reshaping the city, decade by decade.You'll learn:Why Auckland needs the equivalent of 100 new suburbsHow new trains, motorway
What Banks Are Actually Checking In 2027
Remember 2022, when banks combed your statements and declined you for too many flat whites? That's over.So, what do banks actually check now, and what have they stopped caring about?In this episode, Ed and Andrew break down how banks really assess a mortgage application in 2027. You'll learn:Why banks no longer scrape your spending line by line Whether a messy few months will actually sink
Can House Prices Really Keep Doubling Every 10 Years?
In 1962, the average Kiwi house cost about $7,000. By 2021, it was $895,000 – seven doublings.But not one of them took exactly ten years. So can prices really keep doubling as everyone says?In this episode, Ed and Andrew walk the whole 60-year ladder, then argue whether the pattern can continue.You'll learn:How long each of the seven doublings actually tookThe case for it continuing and agains
She Sold Her Dream Home To Build 7 Townhouses. Now She Rents [Case Study Sunday]
Charlotte and her husband were on their honeymoon when they signed up for a central Wellington apartment. It hasn't gone to plan.So, what's it really like when some of your property bets win, and others sink?In this Case Study Sunday, Charlotte shares an honest journey – the wins, the losses, and the sacrifice in between.You'll learn:How she bought her first home with her twin sister a
New vs Old House: Which Makes More Money?
One house was built when Kiwis still got paid in pounds and shillings. The other isn't even finished ... the builders are still on site. And they cost the same: $700k.So, which one's the better investment?In this episode, Ed and Andrew score a new build against an existing one across seven rounds. You'll learn:Where existing wins and where new builds win Whether there's really a &q
What REALLY Happens In A Rental Inspection [In The Field Friday]
I own five rental properties, and I've never once inspected one myself. You just get a report, a few photos, maybe a line saying it's fine.So, I spent a morning shadowing a property manager on three real inspections.In this episode, Ed and Andrew take you inside what actually happens in the 20 minutes someone's in your rental.You'll learn:What a property manager actually looks forH
BREAKING: $197 A Week Back In Landlords’ Pockets From This Tax Change
There’s a proposal on the table that would hand loss-making landlords a tax refund. So, who’d actually benefit, who’d miss out, and will it even happen?In this episode, Ed and Andrew break down the push to unwind ring-fencing in plain English.You’ll learn:The major new policy just announced for landlords The $194 a week tax cut that could be coming for property investors Will it actually come in,
7 Homes That Are Practically Worthless Now
Some houses look like a bargain... until you try to sell them. One home in this episode was bought for $375,000 and later resold for just $35,000.So, which properties are almost impossible to shift, and why?In this episode, Ed and Andrew count down seven types of homes that can wreck your wealth.You'll learn:The seven property types that quietly destroy value The traps that make them so hard t
"I Put Solar On My House. Was It Worth It?" (Numbers Breakdown)
One Kiwi put solar on her house 18 months ago... now her power company pays her, and in summer her bill runs negative. So, does solar actually pay off, and does any of it work on a rental?In this episode, Ed and Andrew run the real numbers on home solar. You'll learn:What solar costs now, and how long it takes to pay for itselfThe one rule that decides whether it's worth itWhy it rarely st
This New Law Will Change Property Prices Forever
One party is proposing to tax the land under your house – around $23,000 a year on a typical section, whether you sell or not. So, what would it actually do to house prices, and who wins and loses?In this episode, Ed and Andrew give a fair, unbiased breakdown of TOP's proposed land tax.You'll learn:What a 1.75% land tax would cost you each yearWhy it could push house prices down 10-15%Who benefits
From 2 Suitcases To 29 Flips In 7 Years (Case Study)
Matt and his wife landed in Whanganui from Australia with two suitcases, $30,000, and a couple of credit cards ... no job, no furniture, no one they knew. Seven years on, they've flipped 29 houses. So how did they do it?In this Case Study Sunday, Matt Perks shares the deals, the sacrifices, and the lessons behind it.You'll learn:How these investors arrived in NZ with 2 suitcases and, 7 years later
He Bought At The Worst Possible Moment. Every Year. For 20 Years
We built a tool that's the next best thing to a time machine: put in your birth month and where you live, and it shows what you'd have made if you'd bought earlier.So, does buying earlier always win? Not always... and that's exactly the problem.In this episode, Ed and Andrew put the "wealth vs wait" question to the test. You'll learn:How much extra you could have made by buying five years soonerWh
The Truth About Buying a House at Auction (In The Field Friday)
We record this show in a studio every day. This week, we sat in an Auckland auction room for two hours. So what's it really like to be in the room when the hammer comes down? In this episode, Ed and Andrew take you inside a real auction afternoon, and you'll learn:What an auction room actually looks (and sounds) likeThe tactics we saw real bidders useThe four numbers you should walk into the aucti
322 Apartments With Just 78 Car Parks. Is This The Future Of Auckland?
A developer is building 322 apartments in Morningside ... with just 78 car parks. That's one for every four homes.The locals fear chaos. The developer says the tenants simply won't own cars. So who's right?In this episode, Ed and Andrew dig into the Morningside build-to-rent development and what it says about Auckland's future.You'll learn:Is this the new future for AucklandWhy couldn't the counci
She's A Teacher With 2 Properties By 31. Can She Retire?
Jenna is 31 and already owns two properties... but like most people, she has no idea what she's actually on track for.So, we built her a full Wealth Plan, live, and revealed the number she'd never seen.In this episode, Ed and Andrew build Jenna's plan from scratch, from her perfect day in retirement to the shortfall she's facing.You'll learn:A live demo where we create a wealth plan for a listener
Is The Cheaper House Always The Better Buy? Cheap vs Good
We all know more expensive food is usually better. But with houses, most of us don't have that instinct.So, how do you tell the difference between a low price and a genuinely cheap one?In this episode, Ed and Andrew break down why the cheaper house isn't always the better deal.You'll learn:The difference between a low price and real value (and why it matters)The hidden reasons one house is cheaper
The 5 WORST Places To Buy Property In 2027
Everyone tells you where to buy. Almost nobody tells you where not to.So, we ran three tests across the country to find the five worst places to buy property in 2026.In this episode, Ed and Andrew count down five markets to be wary of, and the surprising thing most of them have in common.You'll learn:The three tests that reveal a risky market: returns, timing, and buildingWhere a term deposit curr
"I Got Hustled Buying My First Home. So I Spent 6 Years Doing THIS" [Case Study]
Eve values property for a living. But on her very first purchase, years before she qualified, she got played.So, what does a valuer see now that the rest of us miss?In this Case Study Sunday, Eve shares her journey from marketing to property valuer, and from first-home buyer to investor.You'll learn:The property valuer who got hustled on her first purchaseWhat a property valuer sees that the rest
Stop Chasing Financial Freedom – Do This Instead
We're all told to chase financial freedom. But for most people, that's 20 years away. Financial peace, on the other hand, could be six months away... and it's available at any income.In this episode, Ed and Andrew explain the difference between the two and the simple systems that buy you peace of mind.You'll learn:Why financial peace matters more than freedom right nowThe research shows that money
The 7 Types of Mortgages – Which One Is Right For You?
Almost every Kiwi walks into a bank and gets the same 30-year table loan. It's the default... and for a lot of people, it's not the best fit.So, what are the other options, and which one should you actually have?In this episode, Ed and Andrew break down the seven genuinely different types of home loans (no, fixed vs. floating doesn't count).You'll learn:The one question that tells you which loan y
Should I Give Up On My Airbnb? A Listener's $20,000 Decision
A listener left us a voice message... he's about to spend $20,000 furnishing a new Airbnb, and he's having second thoughts. So, should he take the punt or turn it into a long-term rental now?In this episode, Ed and Andrew model his exact decision and the GST trap most short-stay owners don't see coming.You'll learn:Should you give up on your Airbnb? Real listener’s scenario … and what he should do
Every Financial Trap You'll Face As Your Wealth Grows
Every stage of building wealth has its own trap. And the thing that got you here is often the thing that stops you from going further. So, which one are you about to walk into?In this episode, Ed and Andrew map the traps at every stage, from your first $1,000 to $2.5 million in equity.You'll learn:The traps hiding at each stage of wealthWhy being too scared of debt can leave a million dollars doin
Never Do This At An Auction – Confessions Of An Auctioneer
An auction is the only way to buy a house where you sign an unconditional contract, in public, in about four minutes.So, what's really going on in the room... and how do you avoid getting played? In this episode, Ed and Andrew sit down with Daniel Coulson – the CEO of Ray White NZ – who's called around 8,000 auctions.You'll learn:The mistakes bidders make at auctionWhat auctioneers can and can't l
How to Borrow More in 2027 (Broker Secrets)
This couple wanted to buy an investment property, but the bank said no. After a few tweaks with a mortgage adviser, they were approved to borrow $580,000 more.In this episode, Ed and Andrew share three real examples of Kiwis who unlocked more borrowing capacity... and the everyday things that quietly drag your capacity down.You'll learn:Why can the bank lend you $80k less in six monthsHow clearing
Blocked By Income, Then By Equity. How They Got Through [Case Study]
First, their income was too low to get the loan. They fixed it ... then the market fell, and suddenly their equity fell short, too.So, how did this couple finally cross the line into their first investment property?In this Case Study Sunday, Steve and Vicky share a 5-year journey of hitting wall after wall and refusing to give up.You'll learn:Why the bank turned them down … and how they change
The Meth House Discount: How Long Can The Stigma Last?
A listener found a bargain: a house where meth was smoked, fully cleaned, and now testing safe. But everyone in town knows its history... and it's on the LIM. So does the stigma ever go? Or is it a "meth house" forever?In this episode, Ed and Andrew dig into the science, the stigma, and the real numbers behind former meth houses. You'll learn:What the science says about meth smoked vs cookedWhy me
Interior Designer Reveals The Renovations That Add Value (And The Ones That Just Cost You Money)
We talk about prices, yields, and interest rates constantly. But what someone pays often depends on how a place feels when they walk in. So, what design mistakes are quietly costing investors money?In this episode, Ed and Andrew are joined by interior designer Kelly Gammie. You'll learn:The 3 biggest interior design mistakes … and what each one costs The renovations that add value and the ones tha
Where House Prices Are Booming Right Now (2026)
Five years ago, every NZ market stood on the same hilltop. Then prices fell into the valley together... and since then, they've gone in completely different directions. So, where are prices actually booming, and where are they still hitting record lows?In this episode, Ed and Andrew count down the fastest-recovering markets, and reveal the North/South divide splitting the country.You'll learn:The
The New Way To Buy A House In NZ?
Two of New Zealand's biggest property sites just launched AI search. Is this the new way to buy a house?We put them to the test to see if AI can actually find you a good investment.In this episode, Ed and Andrew try out the AI tools on TradeMe and realestate.co.nz, from yield hunting to image search.You'll learn:What the new AI searches can do that the old filters couldn'tWhether they
If a Rental Doesn’t Pass This “Test,” Don’t Buy It
One Wellington flip had neighbours pointing boom boxes at it, dumping tyres, and breaking in to steal the appliances. None of that was in the spreadsheet. So, how do you know if a deal can survive when things go wrong?In this episode, Ed and Andrew share the "what if I'm wrong" test – a simple way to stress-test any property before you buy.You'll learn:The five things to checkThe renovation that m
Every NZ Town Ranked By Rental Yield (Worst To Best)
We analysed 57,114 rental properties... to find the highest and lowest rental returns.In this episode, Ed and Andrew count down the five highest-yielding areas, then rank every city from worst to best.You'll learn:The five areas with New Zealand's highest rental yieldsWhy do the big cities consistently have the lowest yieldsThe catch with high-yield small towns, and why gross yield can misleadA hi
From 1 Property To 5 – Here's How She Did It [Case Study]
Sarah bought a home-and-income in South Auckland back in 2006, and years later turned it into a five-townhouse development.So, how did she become a property developer, and what did it really take?In this Case Study Sunday, Sarah shares how she built a seven-property portfolio, even while living overseas.You'll learn:How this investor turned one property into fiveThe challenges she faced when she t
Never Say These 5 Sentences To A Real Estate Agent
The selling agent doesn't work for you. So, what should you say and what should you never give away?In this episode, Ed and Andrew run through the five biggest mistakes buyers make in front of agents, and how to avoid them.You'll learn:Why telling the agent your budget or your "why" costs you moneyThe research-backed power of silence in a negotiationWhether you should ever bid your absolute maximu
Average Net Worth By Age (NZ) – Are You Behind?
Am I behind? It's the question everyone wonders, and almost nobody can answer. So, we paid Stats NZ to crunch the net-worth-by-age data that no one else publishes.In this episode, Ed and Andrew reveal the median wealth at every age and what the numbers really mean.You'll learn:What the typical Kiwi is worth in their 30s, 40s, 50s and beyondWhy whatever you build by 60 is roughly what you retire on
NZ's 6 Biggest Infrastructure Projects – What They Do To House Prices
A new road or railway sounds like a green light for property prices. But not all infrastructure is equal. Some projects open up whole new suburbs. Others just smooth a commute.n this episode, Ed and Andrew run through New Zealand's biggest projects, testing each one against a simple question: Does it open new land? You'll learn:Which projects actually unlock new suburbs, and which just ease traffi
5 Paid-Off Rentals vs. 15 with Mortgages: The Math Will Change How You Invest
One investor owns 15 rentals with mortgages. The other owns 5, mortgage-free. So, who's actually better off and by how much?In this episode, Ed and Andrew run the numbers on both, and the result surprises most people.You'll learn:Why 15 mortgaged rentals can barely pay any cashflowWhy the "worse" properties can produce around 14x more free cashWhen to leverage to build wealth, and when to pay down
Why NZ's Cheapest Towns Are Getting Less Affordable
House prices are down. Interest rates are down. So housing must be affordable again, right?Not everywhere... and the picture is more surprising than you'd think.In this episode, Ed and Andrew compare every district against its long-term average to see where affordability is improving and where it's slipping away.You'll learn:Whether housing is actually more affordable than usual right nowThe place
How Much You ACTUALLY Need To Retire In 2026 [New Tool]
Most Kiwis have never seen their entire financial life on one screen. Wealth rises while they work, then draws down through retirement. So, how much do you actually need to retire in 2026, and could you already have saved too much?In this episode, Ed and Andrew run a real couple's numbers through a new tool to reveal what it really takes.You'll learn:How much do you actually need to retire in 2026
From 0 To 30 Properties In 17 Years – How This Kiwi Accountant Did It
Most property accountants tell people what to do. Peter Taylor actually does it himself.Starting just after the GFC, he's built a portfolio of 19 residential and 10 commercial properties over three decades. In this episode, Ed and Andrew sit down with accountant Peter to hear how he did it.You'll learn:How this property accountant built a portfolio of 30 properties The biggest wins and toughest le
"I Want My Wife To Retire When I Do" – How To Set Money Goals That Actually Work
We're all told to aim for "financial freedom." But what do Kiwis actually want when they get there?We asked 4,381 people, and their real goals are more specific... and more emotional than any calculator captures.In this episode, Ed and Andrew read out the retirement goals Kiwis actually set, and work through what each one really takes.You'll learn:The real, specific goals Kiwis haveWhy standard re
Should I Renovate Houses Or Build New? [Real Numbers]
A couple with the skills and contacts to renovate is weighing it up against a simple build-and-hold. So which actually builds more wealth... and when does renovating stack up?In this episode, Ed and Andrew debate the numbers behind renovating versus building and holding.You'll learn:The four reasons this couple wanted to renovate What the returns really look like over 15 years for each strategyThe
Every Invoice I Paid Buying A House | The Hidden Costs Revealed
Everyone budgets for the deposit. It's the costs on top that catch buyers out. So I pulled out my actual receipts from buying a house, to show what you really spend before you earn a single dollar of rent.In this episode, Ed and Andrew walk through every hidden cost of buying a property, one invoice at a time.You'll learn:The upfront fees most buyers forgetThe money you can spend on houses you nev
5% House Deposit: National's New Policy Explained
National wants to let more first home buyers in with just a 5% deposit and lift the income cap to $300,000.So, how would it actually work, and who does it help?In this episode, Ed and Andrew break down the proposed First Home Loan changes, the numbers, and the risks.You'll learn:How a 5% deposit changes the mathsWho actually benefits from the higher income cap, and who it won't helpHow man
This Will Change How You See A Downturn Forever | Never Waste A Market Dip
"Never let a good crisis go to waste." So what do the best investors actually do when the market falls? In a downturn, mindset is everything.In this episode, Ed and Andrew share stories about investors who didn't waste a dip, and the lessons for property. You'll learn:Never waste a market dip – the 3 stories smart investors live by The manic business partner who knocks on your door every single da
If You Have $600K To Invest In NZ, Listen to THIS
One investor got $80,000 knocked off a new build this week... and that's far from the only discount floating around the market right now. So if you had $600,000 to invest, where would you put it?In this episode, Ed and Andrew break down the price drops happening across the market, why developers are cutting, and where the real opportunities are.You'll learn:The real developer discounts are happeni
He Saved $1,000 A Week. Now He Owns 2 Properties At 28 [Case Study]
Luke moved to New Zealand from Australia, and by 21, he'd bought his first home. So, how did he do it... and why did he then go three months without a bathroom?In this Case Study Sunday, Luke shares how he went from a $7-an-hour apprentice to a homeowner and investor.You'll learn:How he saved hard and got past a "no" from the bank to buy at 21What he learned watching his dad build a four-property
He's 80. He Doubled His Money In 6 Months. | Is Now A Good Time To Buy?
It's easy to look back and spot the perfect time to buy. But read the headlines from back then, and you'd have found every reason not to.So, why does the "perfect time" only ever look perfect in the rear-view mirror?In this episode, Ed and Andrew revisit three moments that turned out to be brilliant times to buy... and how terrifying each one felt at the time.You'll learn:Why the best times to buy
5 NZ Housing Trends You Can't Ignore [2027 Forecast]
One line, right across the Cook Strait, sums up what's happening in the Kiwi housing market. So what's driving the split... and the other shifts quietly reshaping where we live?In this episode, Ed and Andrew count down five housing trends every investor should have on their radar in 2026.You'll learn:Why the South Island is bouncing back while much of the North keeps fallingWhy do we need far more
OCR Up: House Prices To Hit New Low, Reserve Bank Says
The Reserve Bank has moved the OCR again... and its forecast says house prices are about to dip to a new official low. So, is this the real bottom of the market, and when do prices finally recover?In this episode, Ed and Andrew break down what the Reserve Bank did, what it means for mortgage rates, and where house prices go from here.You'll learn:What the Reserve Bank just did to the OCR, and whyW
They Had No Rent For A Year. How these Investors Survived. Landlord Insurance Explained
One burst pipe or one bad tenant can wipe out a year's worth of rent.So, what does landlord insurance actually cover?In this episode, Ed and Andrew are joined by Simon Yarrell from Axico to break it down. You'll learn:The top five things landlords actually claim onThe things you think it covers, but it really doesn'tThe "excess trap" that can turn one incident into several separate excessesInsuran
The End Of Airbnb In NZ? Government's Shock Ruling Explained
A Christchurch couple asked their council if they could Airbnb their apartment. The council said yes... then took them to the Ministry. And the ruling could reshape how Airbnb works across New Zealand.In this episode, Ed and Andrew unpack the MBIE determination that reclassified one apartment, and what it means for every short-term rental.You'll learn:Why an Airbnb can now be legally treated like
8 Jaw-Dropping Money Stats of the Average Kiwi
How much does the average New Zealander earn, owe, and actually have saved? The real numbers are more sobering than you'd think.In this episode, Ed and Andrew run through the numbers on income, debt, savings and KiwiSaver ... and what each one means for you. You'll learn:8 jaw-dropping money stats about the average Kiwi Whether you're ahead of the pack … or behind the average Kiwi The money moves
Case Study: "We Bought a Business With Our Houses. Now Our Business Is Buying Us More Property"
Liivi turned one house into a rental, then used both to buy a business... and now she's using the business to fund even more property. So how far can you take the "one asset buys the next" strategy?In this Case Study Sunday revisit, Liivi catches us up on the boring business she bought and the risky move her broker warned against.You'll learn:How she bought a business using her property equity, wi
Biggest Housing Downturn in 60 Years. Is This Permanent?
Every downturn brings the same claim: the old rules don't apply, and the market has permanently changed. So how do you tell a normal cycle from a genuine structural shift?In this episode, Ed and Andrew tackle a listener's question about whether NZ property is broken... or just in a deep part of the cycle.You'll learn:The difference between a cyclical downturn and a permanent, structural changeWhat
Will The 2026 Election Move House Prices? What 11 Elections Tell Us
With the election on 7 November, plenty of Kiwis are wondering whether to hold off on buying or selling. So does an election actually move the housing market, and who does it affect?In this episode, Ed and Andrew dig into the data on what really happens to prices, sales, and listings around an election.You'll learn:Whether elections actually change house pricesWhy sales dip before an election, and
Does Winter Make It Harder to Find a Tenant? 32 Years of Data Revealed
Every landlord "knows" winter is the worst time to find a tenant. So we counted every new tenancy over the last 32 years to see if it's actually true.In this episode, Ed and Andrew put the winter rental myth to the test, with data and input from three of NZ's biggest property firms.You'll learn:When tenants actually move (and why mid-winter is busier than you'd think)The one month you genuinely sh
7 Things Landlords Miss Between Tenancies (And Pay For Later)
The gap between tenants feels like dead time. It's actually your most valuable few weeks as a landlord. So, what should you do before the next tenant moves in?In this episode, Ed and Andrew run through seven jobs that get your rental let faster and with fewer headaches. You'll learn:The one job landlords skip mostThe chattel trap that can legally force you to replace an applianceWhen the g
The Worst Property Tax Changes Michael Yardney's Seen in 55 Years
Australia's government has just lobbed a major tax change at property investors... scrapping negative gearing and reshaping capital gains tax.So, is it still worth buying across the ditch, and should Australians be eyeing up New Zealand instead? In this episode, Ed and Andrew are joined by Australian property legend Michael Yardney to unpack what it all means. You'll learn:What Australia's negativ
How to spot a BAD house in 60 seconds
Most buyers fall in love with a house before they notice the warning signs. But some of the biggest red flags take about a minute to spot.So, what should you look for the moment you walk in?In this episode, Ed and Andrew count down the 7 signs you're looking at a bad house. You'll learn:How to spot a bad house in 60 seconds The 7 signs you're looking at a bad house The single biggest r
She Was Broke. Now She Owns 10 Rental Properties. This is What Jackie Did
Jackie didn't invest to get rich. She started out of a deep-seated fear of poverty, after a childhood that ran through 10 schools in four countries. So, how did that fear turn into a 10-property portfolio and NZ Landlord of the Year?In this Case Study Sunday, Jackie shares how she went from being too poor to heat her flat at uni to a place of security. You'll learn:The strategies she used to build
4 Retirement Costs Property Investors Always Underestimate
We plan for the fun years of retirement. But the costs that really catch people out come later ... and they can run into six figures. So, what does growing old in New Zealand actually cost?In this episode, Ed and Andrew price up the late-life expenses most people underestimate. You'll learn:The 4 hidden costs that can quietly eat your income in retirementHow much residential care runs, and when th
Property vs Shares vs Gold: 10-Year Returns Ranked (NZ Data)
Shares, property, gold or term deposits ... over the last 30 years, which one actually made you the most money?In this episode, Ed and Andrew rank the best- and worst-performing asset classes over 10-, 20-, and 30-year periods. You'll learn:Which asset class came out on top ... and how close property really wasThe currency trick that quietly inflated Kiwi share returnsWhy the "best"
“The NZ Housing Game Is Over (It’s Not Coming Back)” – Or Is It?
One commentator says the New Zealand housing game is over. A listener asked us to put that claim to the test. So, is the great Kiwi property bet really finished ... or just paused?In this episode, Ed and Andrew stage a five-round debate. You'll learn:Is the NZ housing game over? 5 strongest arguments for why the game is up 5 arguments for why it’s just getting started againOne side bets on 50 year
Election 2026 - How it impacts House Prices
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "Election 2026 - How it impacts House Prices"In this podcast you'll learn:How elections REALLY impact the property marketEvery party's policy is ranked from smallest to biggest impactThe one thing that matters more than who winsBook a meeting to start your path to
Exposed: Every NZ Property's Secret File. Here's What's In Yours
The council has kept notes on your home since the day it was built ... every consent, every inspection, every pass and every fail. So we ordered the full files on our own properties to see what's really in there.In this episode, Ed and Andrew open up the council "property file" and show you what's worth checking before you buy. You'll learn:What's in the file, and how it differs from a LIMWhether
Rich Dad, Poor Advice? What Robert Kiyosaki Got Right And Wrong
Rich Dad Poor Dad has sold over 32 million copies. BUT it's also been called thin on advice and full of dud predictions. So how much should you actually trust the world's best-selling money book?In this episode, Ed and Andrew put Kiyosaki on trial. You'll learn:The best ideas from Rich Dad Poor Dad that still hold up todayWhere the author misses the markHow to separate the high value from the hype
We Analysed 4,381 Retirement Plans. Here's What Kiwis Really Want
Property investors get painted as greedy speculators and would-be land barons. The data tells a very different story. So, we analysed 4,381 real retirement plans to find out what Kiwis actually want when they invest.In this episode, Ed and Andrew reveal the findings from the Opes Partners What Investors Want Report. You'll learn:The real reasons Kiwis invest How many properties do most investo
From $0 at 18 to 6 Rentals at 43 – Here's What He Did Differently
Rocky flew into Auckland alone at 18, knowing no one and not knowing what to expect. More than 20 years on, he's building a property portfolio designed to own itself. So how did he get here?In this Case Study Sunday, Rocky shares his journey from Burger King and door-to-door sales to property development. You'll learn:How he bought land at 24 and built his first house right through the GFCWhy he s
The Mental Load of a Large Mortgage: 4 Ways To Kill The Fear
The numbers can stack up perfectly ... and a big mortgage can still weigh on you every single day. So, how do you stop the debt from running your life?In this episode, Ed and Andrew tackle a listener's question about the mental side of carrying a large mortgage. You'll learn:The real stories of Kiwis who were petrified by debtThe 4 things that take the fear out of a big mortgageWhy being a little
Are Townhouses Crashing Auckland House Prices? [Based on Data]
Everyone seems to agree Auckland is drowning in townhouses... and that they're dragging the whole market down. But is that actually true, or is it a myth?In this episode, Ed and Andrew are joined by Cotality's Head of Research, Nick Goodall, to test the claim against the data. You'll learn:Whether townhouses really fell harder than standalone houses in AucklandWho's actually buying townhouses (it'
NZ's Next Growth Suburbs: Do House Prices Follow Big Macs And Supermarkets?
There's an old investor line: buy where McDonald's and the supermarkets go, because they've done the homework for you. But do house prices actually follow the big chains ... or is it the other way round?In this episode, Ed and Andrew put the theory to the test, with answers straight from big chains. You'll learn:How much research do the big chains really do before they buildWhether a new store dri
The Right Property to Buy at Every Age (20s to 70s)
A 25-year-old and a 65-year-old shouldn't buy the same property. But some Kiwis never change their strategy as they get older. So what should you actually be buying at each stage of life?In this episode, Ed and Andrew walk through the right property play for every decade, from your 20s to your 70s.You'll learn:Why your age and time horizon should shape what you buyThe shift from chasing growth to
