
The Property Academy Podcast
The Property Academy Podcast is a daily show that provides insight, analysis, and strategies for getting the most out of the New Zealand property market. Hosted by Ed and Andrew from Opes Partners, it offers general information and is not financial advice. Listeners are encouraged to do their own research or consult a financial adviser before making investment decisions.
Episodes

Why The Rich Are Buying Up NZ Property⎟Ep. 2503
Take a look at New Zealand's Rich List. One word keeps coming up: property.In this episode, Ed and Andrew unpack how five of New Zealand's wealthiest property families built their fortunes ... and, more importantly, the investing habits everyday Kiwis can learn from them. You'll learn:Why the rich are buying up NZ propertyHow the country's biggest property fortunes were actually cr

"Earthquake Hit 1 Day After I Signed – What Happened Next"⎟Ep. 2502
They signed the paperwork on a property. The next day, the 2011 Christchurch earthquake struck. So how did that one deal – and the decade that followed – shape their path to early retirement?In this Case Study Sunday, Ross and Cheryl share how they built a six-property portfolio through some of Christchurch's hardest years.You'll learn:How a well-timed sale in South Africa funded their ver

1 In 4 New Builds Fail – Here's Why That's Fine⎟Ep. 2501
1 in 4 new builds fail their first inspection. Here's why that's actually not bad news.In this episode, Ed and Andrew sit down with Jeff Fahrensohn – Auckland Council's former inspections manager, now independent – for an honest look inside the build.You'll learn:The defects building inspectors find most often in new buildsThe questions investors don't even think to askThe docu

Don't Choose Your Agent Like This⎟Ep. 2500
Every real estate agent seems to have an award. So how do you work out who's actually the best person to sell your home?In this episode, Ed and Andrew unpack what real estate awards really measure, why so many agents can call themselves "award-winning", and the simple checks that matter far more than a trophy. You'll learn:The truth behind real estate agent awards How so many age

Could You Lose Your Deposit Before Construction Starts?⎟Ep. 2499
You've paid the deposit. Then the developer goes bust.What happens next? In this episode, Ed and Andrew unpack one of the biggest risks of buying a new build ... and the simple checks that could save you tens of thousands of dollars. You'll learn:How buyers can lose hundreds of thousands of dollars before a house is even built The one line in your contract that decides whether you get your

The Managed Fund Mistake Most Investors Make⎟Ep. 2498
There are hundreds of managed funds in New Zealand. So how do you know which one is right for you?In this episode, Ed and Andrew break down the simple checks every investor should make before choosing a managed fund ... and the red flags that could save you from making an expensive mistake. You'll learn: The 5 checks to make before choosing a managed fund The one safety check to do before han

Cash Or Equity? The Better Investment Deposit⎟Ep. 2497
You've saved your deposit. Now comes the harder question: should you use your cash or your equity?In this episode, Ed and Andrew compare both strategies using real numbers, showing why the answer isn't always as obvious as it first seems. You'll learn: Whether to use cash or equity for your next investment property deposit A full worked example showing what the numbers actually look like The cou

Do I Now Regret Buying 3x Properties in NZ?⎟Ep. 2496
I bought 3 investment properties right at the top of the market. Then house prices fell. So, do I regret it?In this episode, Ed puts his own property portfolio under the microscope and answers the question many investors have asked themselves over the last few years. You'll learn:Whether Ed regrets buying 3 properties near the market peak The maths he uses to stay focused during market downtur

We Moved Overseas... And Kept Both Houses⎟Ep. 2495
They moved to the UAE.An overseas move changed their property journey in a completely different direction.In this Case Study Sunday, Bridget shares how two owner-occupied homes became part of a long-term investment plan. You'll learn: How two owner-occupied homes became investment properties What it's really like managing two rentals from overseas How Bridget and her partner are working

Think Your House Is Worth More? Think Again⎟Ep. 2494
Think your property is worth more than it really is? That mistake could stop your next mortgage application before it even gets started.In this episode, Ed and Andrew explain why so many investors overestimate their property's value, how it affects your borrowing power, and the simple check to make before you walk into the bank. You'll learn: The one mistake that can kill your mortgage application

This Is Exactly How I Manage My Money Now⎟Ep. 2493
Most people have one bank account for everything.Ed used to have five. Now he does it differently.In this episode, Ed and Andrew compare the famous Barefoot Investor bucket system with how they actually manage their money today ... and what really matters when setting up your bank accounts. You'll learn: A simple way to set up your bank accounts to manage money better How real property invest

OCR Rises 0.25% – Here's the Real Cost to Your Mortgage⎟Ep. 2492
The Reserve Bank just lifted the OCR.So what does that actually mean for your mortgage?In this episode, Ed and Andrew unpack the latest OCR decision, why the Reserve Bank made the move, and what it means for interest rates in the months ahead. You'll learn: What the Reserve Bank's latest OCR decision means How much your mortgage rate could change The interest rate discounts investors are

When Will Wellington House Prices Recover?⎟Ep. 2491
Wellington's property market has been hit harder than anywhere else in New Zealand. So how long will it take to recover?In this episode, Ed and Andrew unpack why Wellington has fallen so far, and what the numbers suggest about its road back.You'll learn: How long will Wellington house prices be munted Why Wellington has underperformed the rest of New Zealand Whether Wellington is a proper

The Deposit Gift Mistake That Ends Up In Court⎟Ep. 2490
Mum and Dad want to help with your deposit. Simple... right?In this episode, Ed and Andrew explain how gifted deposits actually work, why the paperwork matters more than most families realise, and the costly mistakes that have landed real Kiwi families in court. You'll learn:The difference between gifting and lending a deposit What banks need to see before they'll approve a gifted deposit

Auckland’s Lost Decade: When Do Prices Come Back?⎟Ep. 2489
Auckland used to lead New Zealand's property market. So why has it spent the last decade falling behind?In this episode, Ed and Andrew unpack Auckland's "lost decade", why prices have lagged behind much of the country, and when the city's property market could finally start catching up again. You'll learn: Why Auckland has underperformed for the last decade How one small

She Spent Almost Six Figures Just To Sell Her House⎟Ep. 2488
As a property lawyer, Holly spent nearly 10 years watching people make ... and lose money in property. Then she became an investor herself.In this Case Study Sunday, Holly shares what she learned after nearly 10 years as a property lawyer. You'll learn:The biggest investing mistakes Holly saw as a property lawyer What happened when she bought a property at the peak of the market How she's

The Townhouse Renovation That Made Us Rethink Everything⎟Ep. 2487
Most people think you can't renovate a townhouse. But that's only true if you're thinking about structural changes. In this episode, Ed and Andrew reveal the clever upgrades that can completely transform a standard new-build townhouse, and the renovations that simply aren't worth doing. You'll learn: What you can and can't renovate in a townhouse The upgrades that make a t

The Rental Upgrades That Move The Dial⎟Ep. 2486
Should you renovate your rental property to get more rent?Maybe. But some upgrades deliver far better returns than others.In this episode, Ed and Andrew break down the renovations and upgrades that actually move the dial on rent ... and the ones that cost thousands of dollars without adding much rental income. You'll learn:Which renovations can genuinely increase your weekly rent The $7,000 up

The Things That Shock New Landlords Most⎟Ep. 2485
Most people think being a landlord is all about collecting rent.Then reality kicks in. In this episode, Ed and Andrew sit down with Tiffany Bracey from Opes Property Management to count down the 5 things that shock new landlords the most. You'll learn:The top 5 surprises new landlords face How often can you really increase the rent The thing landlords are scared of (but shouldn’t be)The surpri

The Boarding House Catch Nobody Talks About⎟Ep. 2484
Boarding houses can generate rental yields that most property investors only dream about. But there's a reason for that.In this episode, Ed and Andrew unpack the reality of investing in boarding houses. You'll learn:Should you invest in boarding houses … pros and cons revealedHow much rental yield can a boarding house generate Who should buy a boarding house ... and who should probably avo

Can You Trust the Prices You See on Trade Me?⎟Ep. 2483
You find the perfect property on Trade Me.It's listed between $800,000 and $900,000. But can you actually buy it for that? In this episode, Ed and Andrew unpack how price ranges really work. You'll learn: Where Trade Me price ranges actually come from How far below the asking price do properties typically sell The rule of thumb to use before you bid at auction The surprising part? The nu

If You’re Serious About Building Wealth in New Zealand, Start Here!⎟Ep. 2482
Most Kiwis are told to work hard, pay off their mortgage, contribute to KiwiSaver, and everything will work out. But what if that's no longer enough?In this episode, Ed and Andrew break down the 6 laws of wealth building they believe every New Zealander should understand. You'll learn: Why building assets is different from earning a salary The money maths most Kiwis never run The 6 laws

She Started With A Student Loan ... Now Her Daughter Does The Accounts⎟Ep. 2474
Most students use their student loans to get through university. This Kiwi investor used hers to buy a property. Today, she's built a $6.5 million property portfolio ... and now has her 14-year-old daughter helping with the accounts.In this Case Study Sunday, you'll learn:How she used her student loan to buy her first property The strategy she used to build a $6.5 million portfolioHow she&

The Tenant Took Them To Tribunal ... Then This Happened⎟Ep. 2480
Many landlords dread getting a Tenancy Tribunal notice. But should they?In this episode, Ed and Andrew unpack how the Tenancy Tribunal actually works, what the most common disputes look like, and why being taken to the Tribunal isn't necessarily a sign that something has gone wrong. You'll learn: Whether landlords should really be worried about the Tenancy Tribunal What a typical Tribunal

The Taxes Most Investors Forget About⎟Ep. 2479
Income tax. Rates. Bright-line tax. GST. These are the main taxes property investors need to know about. But many investors don't understand when they apply ... or how much they could end up paying.In this episode, Ed and Andrew break down the 4 main taxes every property investor pays. You'll learn:The 4 taxes and charges property investors need to know about How you can hold for 10 years

Where Are the CHEAPEST Rates in NZ for Property Investors?⎟Ep. 2478
Most property investors look at council rates the wrong way. They focus on the bill amount, not how much rent it takes to pay it.In this episode, Ed and Andrew reveal the cheapest and most expensive council areas for property investors. You'll learn:The CHEAPEST Rates in NZ for Property InvestorsAND the most expensive areasWhat the Government’s incoming rates cap means for your cashflowThe sur

The Property Looked Cashflow Positive … Until We Ran The Numbers⎟Ep. 2477
A property with a 7.7% gross yield sounds cashflow positive… right? Not necessarily.In this episode, Ed and Andrew run a real Trade Me listing through their full property analysis process. You’ll learn: The 6-step process to analyse almost any investment property in New Zealand Why gross yield can be misleading when assessing cashflow The hidden costs that catch rookie investors out Main lesson?

The Renovation That Adds The Most Rent⎟Ep. 2476
Most property renovations don't make you rich. But the right renovation can dramatically increase your rent.In this episode, Ed and Andrew sit down with renovation expert Mark Trafford to uncover the renovation plays that actually move the needle on cashflow. You'll learn:The renovation plays that actually move the rentThe top 3 places to spend renovation dollars for cashflow The question

Top 5 Most OVERPRICED Areas in NZ (2026)⎟Ep. 2475
House prices don't just go up and down. Sometimes they get ahead of themselves.In this episode, Ed and Andrew count down the 5 most overpriced property markets in New Zealand for 2026.You'll learn:Top 5 most overvalued areas in New Zealand right now Why investors are still buying in a district that's 34% overvaluedThe #1 area most at risk of a property price crashThe surprising part? T

He Started in Construction at 16, and Bought His First Property at 22⎟Ep. 2474
Most 22-year-olds are saving for their first home. Nick had already bought one ... and was busy renovating it. In this Case Study Sunday, Nick shares how he went from leaving school at 16 and working in construction to building a property portfolio across New Zealand. You'll learn:How Nick bought his first Auckland property at just 22 Then partnered with his mum to add $300k in value How he’s

The Couple Who Could Retire Tomorrow⎟Ep. 2473
What does financial freedom actually look like?In this episode, Ed and Andrew share 3 real client case studies and the very different paths they're taking to build wealth through property. You'll learn:3 paths to financial freedom through propertyThe Kiwis who are building wealth through property right now The real strategies they’re usingThe interesting part? All three couples are chasing

They Thought This Deal Would Make Money⎟Ep. 2472
Property development looks simple on paper: Buy a site. Build a few townhouses. Make a profit. But once you run the numbers, the reality can look very different.In this episode, Ed and Andrew break down the real cost of developing property in New Zealand. You'll learn:What you must calculate before buying a development site How a development can lose more than $400k despite looking profitable

The Co-Ownership Problem Nobody Sees Coming⎟Ep. 2471
Buying a property with friends, siblings, or family can help you get on the ladder sooner. But what happens when you want to buy your next property?In this episode, Ed and Andrew unpack the different ways co-owners can move forward. You'll learn: How to use a co-owned property to help buy your next one The 6 siblings targeting $250K/year passive income Why some co-ownership structures can acc

"Should We Cut and Run?" A Retirement Property Dilemma⎟Ep. 2470
You buy a retirement home, expecting house prices to rise. Then the market falls. Now you're topping up the mortgage every week and wondering whether it's time to sell.In this episode, Ed and Andrew work through a real retirement property dilemma. You'll learn: The three options How long could it take for Wellington house prices to recover The common mistake many Kiwis make when buyin

The Bank Said No ... They Got The Deal Done⎟Ep. 2469
Most investors think they need a 30% deposit to buy an investment property. But that's not always true.In this episode, Ed and Andrew sit down with mortgage adviser Robert Cross to unpack the lending options available to investors with smaller deposits – including how some buyers are getting into investment properties with as little as 10% down. You'll learn:How to buy an investment proper

5 Reasons Not To Invest In NZ Property In 2026⎟Ep. 2468
House prices are flat. Listings are piling up. Thousands of Kiwis are moving to Australia.So… why would anyone invest in New Zealand property right now?In this episode, Ed and Andrew tackle the 5 biggest arguments against investing in NZ property in 2026. You’ll learn:5 reasons NOT to invest in NZ property in 2026 The counter-argument for each reason ...So that you can make the right call for youG

They Bought The House Next Door ... Then The Next One⎟Ep. 2467
Thomas and Joanne own 6 properties, 10 tenancies, and a $4 million portfolio – all built while working full-time. In this Case Study Sunday, they share how they built a portfolio centred entirely in Levin, why they've continued buying in the same town for nearly a decade, and what they've learned along the way. You'll learn: How this couple built a $4 million property portfolio What th

The Renovation Mistakes That Cost Investors Thousands⎟Ep. 2466
Renovating a property can make you a fortune.It can also go spectacularly wrong.In this episode, Ed and Andrew share 4 real renovation horror stories from New Zealand investors.You’ll learn:Renovations gone wrong... and how much they can cost you The $120K bathroom blowout How one investor made $200 grand over Christmas with a Stanley knifeThe common thread? Most renovation disasters don't com

What Happens to House Prices When Interest Rates Rise?⎟Ep. 2465
Interest rates fall. House prices rise. At least, that’s what everyone says.But if that’s true, why have New Zealand house prices barely moved after the OCR fell from 5.5% to 2.25%?In this episode, Ed and Andrew unpack the relationship between interest rates and property prices... and explain why the market hasn't behaved the way many expected.You’ll learn:How much do house prices go up when i

Will This Bank Merger Make Mortgages Cheaper?⎟Ep. 2464
Two New Zealand banks want to join forces and take on the Aussie giants.In this episode, Ed and Andrew unpack Heartland Bank’s proposed $620 million acquisition of TSB – what it means for competition in the banking sector and why some people in Taranaki aren't convinced it's a good idea. You’ll learn:The $620m merger is shaking up NZ banking Will more competition mean lower mortgage intere

What Happens if NZ Super Gets Cancelled?
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "What Happens if NZ Super Gets Cancelled?"In this podcast you'll learn:How to figure out what your retirement actually looks likeThe biggest lie people tell you about retirementcreating the 'perfect' retirement planBook a meeting to start your path to financial

Five Unhinged Tenancy Tribunal Cases⎟Ep. 2463
A tenant demanded more than $10,000 over a missing duvet. Another claimed an oven was poisoning her...In this episode, Ed and Andrew unpack some of the wildest Tenancy Tribunal cases they could find.You’ll learn:What happenedWhat the Tribunal decidedThe practical lessons landlords can actually take away from the chaosEvery one of these cases sounds unbelievable… until you realise they all ended up

What NZ Buyers Want … And It’s Not What You Think⎟Ep. 2462
What do New Zealanders actually want in a home?Not what they say in surveys… What they genuinely search for online.In this episode, Ed and Andrew unpack fresh search data from realestate.co.nz and Trade Me to reveal what buyers and renters are really looking for in 2026.You’ll learn:What sort of homes do Kiwis really want New Zealand’s most searched for suburb Who’s REALLY looking for the housesTh

"Don’t Invest In Property, Wait For The Next Crash!"⎟Ep. 2461
“Don’t buy now… just wait for the next crash.”Sounds smart. But what if waiting for the “perfect time” actually leaves you worse off?In this episode, Ed and Andrew unpack the surprising maths behind market timing. You’ll learn:Why the “bottom of the market” often isn’t the cheapest time to buy How consistent investing can outperform perfect timing The psychological trap that keeps investors waitin

He Walked Out Of Maths Class At 16 … Now He’s Shedvesting⎟Ep. 2460
Jim walked out of maths class at 16 to start working in civil construction.Today, he owns two rental properties, is pushing toward a third… and is currently “shedvesting” from a garage sleepout to get ahead faster.In this Case Study Sunday, Jim shares the setbacks, risks, and sacrifices behind his investing journey. This is a story about resilience as much as it is about property investing. You’ll

Heritage Dwellings: Beautiful … But Dangerous?⎟Ep. 2459
That beautiful character villa might look like an investor’s dream… until you realise it’s heritage-listed.In this episode, Ed and Andrew unpack what heritage protections actually mean for property owners ... and the answer isn’t as straightforward as most people think. You’ll learn:The 9.6% PENALTY for individually heritage-listed houses What you can and can't do The 5-minute heritage checkMa

Is the Media Rigged Against Landlords?⎟Ep. 2458
“Greedy landlord raises rent.” “Investors cash in while renters struggle.”Property headlines can feel relentlessly negative… but is the media actually biased against landlords?In this episode, Ed and Andrew dig into the research behind property coverage in New Zealand media ... and run their own experiment scoring real headlines from major outlets across the country. You’ll learn:What academic res

How Long Should Landlords Expect Tenants To Stay?⎟Ep. 2457
How long does the average tenant actually stay in a rental property? And what happens when a tenant leaves after just 2 days?In this episode, Ed and Andrew unpack tenancy data from 22,000+ rental properties to reveal how long tenants really stay, which areas have the highest turnover, and why vacancy assumptions matter more than most investors realise. You’ll learn:The median tenancy length across

Is High Yield Actually Worth It?⎟Ep. 2456
Higher yield. Two incomes. Better cashflow.So why doesn’t every investor just buy multi-income properties?In this episode, Ed and Andrew break down the pros and cons of multi-income properties. They unpack where these properties shine… and where the trade-offs start to matter. You’ll learn: The 5 main types of multi-income properties in New Zealand Why do these properties often achieve high gross

The Property Trap Most Investors Don’t Notice⎟Ep. 2455
Every property investor eventually asks the same question: “What’s this house actually going to cost me over the next 10 years?”In this episode, Ed and Andrew sit down with Kyle Brookland, a building inspector, to break down the real maintenance costs of owning property. You’ll learn:How much you’ll need to maintain your house over 10-years How to spot the specific traps in a 1950s vs 1960’s vs 20

23 Years of Property Advice in 17 Minutes⎟Ep. 2454
Andrew bought his first property at 19. Now, after 23 years in the game and 43 properties later, he’s sharing the lessons most investors only learn the hard way.In this episode, Ed puts Andrew in the hot seat ... unpacking the strategies that worked, and what really matters when building long-term wealth through property.You’ll learn:What Andrew actually looks for when buying an investment propert

They Arrived In NZ With Two Bags Of Clothes … Now They Own Two Properties⎟Ep. 2453
Seb and Laura arrived in New Zealand with just two bags of clothes. Less than a decade later, they own two properties – with plans to grow to five.In this Case Study Sunday, the couple share how they went from starting over as immigrants to building a property portfolio through disciplined budgeting, structures systems, and an incredibly detailed approach to tracking their money.You’ll learn:How t

The Tax Rule Most Investors Get Wrong⎟Ep. 2452
Donald Trump reportedly used a US$916 million tax loss to avoid paying federal income tax for years.So… could a New Zealand property investor do the same thing?In this episode, Ed and Andrew break down how tax losses actually work in New Zealand property investing, and the common misunderstandings that trip investors up. You’ll learn:How rental property tax losses can reduce future taxable income

Retired At 29: How She Actually Did It⎟Ep. 2451
Simran Kaur achieved financial independence at just 29 years old. Then… she realised retirement wasn’t what she expected.In this episode, Ed and Andrew sit down with the founder of Friends That Invest to unpack how she built enough wealth to retire early, and why retirement lasted less than a week.You’ll learn:How this Kiwi investor built wealth and retired at 29 What her 60 years of retirement RE

OCR Holds – But Interest Rates Could Still Rise⎟Ep. 2450
The Reserve Bank kept the OCR at 2.25% … but the real story was hidden inside the forecasts.In this episode, Ed and Andrew unpack the Reserve Bank’s latest projections for inflation, the OCR, unemployment, and house prices – including why interest rates could rise faster than previously expected. You’ll learn:What the Reserve Bank announced Interest rate predictions … and how expensive your mortga

The Aussie Tax Trap That Could Hit Kiwi Property Investors⎟Ep. 2449
Australia is overhauling investor tax rules ... and some Kiwi property owners could get caught in the crossfire.In this episode, Ed and Andrew break down Australia’s proposed changes to capital gains tax and negative gearing, including why some investors could end up paying significantly more tax… even on New Zealand properties. You’ll learn:How Australia just doubled it’s capital gains tax The fi

Can Landlords Still Say No To Pets?⎟Ep. 2448
A landlord said no to a tenant’s Labrador. The Tenancy Tribunal said yes.In this episode, Ed and Andrew unpack the first major Tenancy Tribunal ruling under New Zealand’s new pet laws – including what counts as a “reasonable refusal,” why the landlord lost, and what this means for rental property owners going forward. You’ll learn: Why landlords can no longer simply say “no pets” by default The c

Should NZ Have a Capital Gains Tax?⎟Ep. 2447
Should New Zealand introduce a capital gains tax… or would it do more harm than good?In this episode, Ed and Andrew go head-to-head on one of the biggest issues heading into the 2026 election – laying out the strongest arguments for and against a comprehensive CGT. You’ll learn: The case for a CGT – including whether it could fund lower income taxes The case against – from reduced investment to t

Bought a House at 19 – What He Knew That Most Adults Don't⎟Ep. 2446
Shaun left school at 15, started working at the meat works… and bought his first home at just 19 years old.In this Case Study Sunday, Shaun shares how growing up in Southland shaped his attitude toward money, how he paid off his first property in just 10 years, and why he’s now thinking carefully about his next move while living and working in Perth. You’ll learn:How this investor bought his first

The Truth About Selling Your House Privately⎟Ep. 2445
Thinking about selling your house privately to save on agent fees?In this episode, Ed and Andrew break down the real numbers behind private sales vs using a real estate agent. They unpack when selling privately can genuinely work, and when it quietly backfires. You’ll learn:How agent commissions actually compare to the price premium agents often achieve The situations where private sales work best

Can You Retire Off Property Without Selling?⎟Ep. 2444
Most investors assume retirement means selling properties to free up cash. But what if you didn’t have to?In this episode, Ed and Andrew explore a lesser-known strategy, walk through when it might make sense, and discuss the risks that could catch people out. You’ll learn:How some retirees could potentially access equity without selling their rentals Why timing matters... especially before you sto

The Question Every Investor Gets Wrong⎟Ep. 2443
Most Kiwis automatically choose a principal-and-interest mortgage. But for investment properties… that’s not always the strategy investors use.In this episode, Ed and Andrew break down the real difference between interest-only vs principal-and-interest lending.You’ll learn:Why many investors prioritise cashflow over paying down rental debt fasterThe hidden risk when an interest-only term ends The

Why Your Neighbours Could Kill Your Airbnb⎟Ep. 2442
Thinking about turning your property into an Airbnb? You might need more than just a listing and a lockbox.In this episode, Ed and Andrew break down when you actually need council consent to run an Airbnb, and unpack the risks most investors don’t think about until it’s too late. You’ll learn:When Airbnb activity crosses the line from “casual” to requiring consent Why neighbours and body corporate

This Church Deal Looked Amazing… Until the Maths Hit⎟Ep. 2441
An old church. A near-$1 million budget. And a possible Airbnb conversion in Timaru.So… would Andrew actually invest in it?In this episode, Ed and Andrew walk through a real deal that Andrew looked at. They break down the renovation costs, Airbnb assumptions, and the harsh reality. You’ll learn:How to analyse an unusual renovation project step-by-step Why heritage-style properties can become finan

Cut These 7 Expenses Now to Get Rich Faster⎟Ep. 2440
You don’t have an income problem… You might have a spending problem.In this episode, Ed and Andrew break down 7 things Kiwis keep buying that quietly destroy their ability to build wealth. You’ll learn:The biggest “wealth killers” How small, everyday spending can quietly eat up 15% of your incomeThe 1 rule that keeps you sane … while you save moreWhat this really comes down to: building wealth isn

From Zero to Hero: 15 Rentals in 3 Years⎟Ep. 2439
Mitch grew up watching his family lose everything in the GFC. Now, he owns 15 rental units.In this Case Study Sunday, Mitch shares why he focuses on cashflow over flashy properties, and how he's using social media to show everyday Kiwis what's possible through property investing. You'll learn:How this investor bought 15 rental units with average incomes in just three yearsHow this multi-unit deal

5 Critical Mortgage Moves to Kill Debt Faster⎟Ep. 2438
What does it actually take to pay off your mortgage in 10 years… not 30?In this episode, Ed and Andrew break down 5 proven mortgage strategies used by real Kiwis – including a tradie who smashed his mortgage on a modest income, and families who became mortgage-free decades early. You’ll learn:The exact strategies that actually move the needle Why even $50–$200 extra per week can save you years – a

The Costly Airbnb Secret Most Investors Miss⎟Ep. 2437
Thinking about turning your property into an Airbnb… but no idea what it actually costs?In this episode, Ed and Andrew break down the real cost of setting up a short-term rental – from big-ticket items like beds and appliances to the small details most people forget. The numbers might surprise you. You’ll learn:How much does it cost to fully furnish an Airbnb The must-have items in every room (and

You Might Be Paying Tax You Don’t Even Realise⎟Ep. 2436
Most Kiwis think investing is simple… until tax comes into play.In this episode, Ed and Andrew break down how different investments are actually taxed – from term deposits and shares to funds, crypto, and property. And once you see the differences, it’s easy to see how investors can overpay (or underpay) without realising it. You’ll learn: How tax works across term deposits, shares, funds, and pro

How to earn $100k passive income in 15 years (through property)
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "How to earn $100k passive income in 15 years (through property)"In this podcast you'll learn:How to build your planWhat sort of properties suit your planAnd how to retire rich at 55Don't forget to

Pick the Right Structure… or Lose Thousands⎟Ep. 2435
Are you paying more tax than you need to… without even realising it?In this episode, Ed and Andrew play “Pilfered or Protected” – walking through real scenarios to show how different ownership structures can either protect your profits… or quietly drain them. You’ll learn: The 4 main ways to own property – and when each one makes sense How the wrong structure can cost you thousands in unnecessary

This Floor Plan Mistake Could Cost You $100K⎟Ep. 2434
What actually makes a “good” floor plan for an investment property… and what quietly puts tenants off?In this episode, Ed and Andrew break down what to look for (and what to avoid) when it comes to floor plans.You’ll learn: The key features of a strong floor plan The common mistakes investors make (and why they matter more than you think) When it’s still worth buying a property… even if the layo

The Easiest Way to Make $1M in Property⎟Ep. 2433
What’s the fastest way to make $1 million from property?In this episode, Ed and Andrew break down the 5 most common property investing strategies. You’ll learn: How long does it take to make $1M through the top 5 strategies How many deals would you need to do Which strategies are investments… and which ones are really just high-paying jobs Main idea? There’s no single “best” strategy, but they’re

The Tiny House Plan That Backed Their Financial Goals⎟Ep. 2432
They lived in a 26sqm tiny house for 8 years… then sold it for double what it cost to build.In this Case Study Sunday, Hilde and Michel return to share what’s happened since – from selling their tiny home to building a 3-property portfolio, all while keeping their long-term goal of flexibility and sabbaticals front of mind. You’ll learn:How living in a tiny house helped them accelerate their inves

The Everyday Actions That Are Costing You Wealth⎟Ep. 2431
Why do so many people start investing… and then quit?In this episode, Ed and Andrew use a simple analogy – the gym – to explain why building wealth is less about knowledge… and more about behaviour. You’ll learn:Why people who go to the gym are the best investors 5 similarities between going to the gym and investing The one thing you should do NOW if you’ve been putting it off for yearsMain idea?

From 15% Hype to 6% Reality – Here’s What’s Going On⎟Ep. 2430
A developer says this property gets a 15.4% gross yield… but does it actually stack up?In this episode, Ed and Andrew break down a real-world Airbnb deal in Queenstown to show how headline numbers can look incredible... until you dig into the assumptions behind them. You’ll learn: How a 15.4% yield is calculated Whether the numbers check out… or are just a flat-out fabrication Why looking at net

The Biggest Cross-Lease Shake-Up in 30 Years⎟Ep. 2429
If you own a cross-lease property… this could change everything.In this episode, Ed and Andrew break down a major Court of Appeal decision that’s been called the biggest shake-up to cross-lease rules in decades. You’ll learn: What the court changed and why the old rules were deemed “wrong in law” How does this impact your ability to renovate, extend, or rebuild Whether cross-lease properties coul

You Will Spend It – Unless You Do This⎟Ep. 2428
You’ve got a lump sum of money… and deep down, you know you’re going to spend it. So how do you stop yourself?In this episode, Ed and Andrew walk through 4 practical ways to “lock up” your money. You’ll learn:How to FORCE yourself not to spend moneyThe 4 levels of lockup – from easy to extremeWhy adding friction can stop impulse spending in its tracks The key takeaway? If you know your weak spots,

A Trampoline, Trump… and 10 More Reasons People Didn’t Invest⎟Ep. 2427
“I’m waiting for prices to drop.” “I’ll buy when interest rates come down.” “I just need to do more research…”Sound familiar? In this episode, Ed and Andrew break down 12 real excuses Kiwis use to avoid investing. Some are valid. Most aren’t. You’ll learn:The most common excuses stopping people from investing Real reasons we’ve heard over the last 7 years How to tell the difference between a valid

The Australian Property Market Is Booming, Is NZ Next?⎟Ep. 2426
Australia’s property market is booming… with some cities up 24% in a single year. So does that mean New Zealand is next?In this episode, Ed and Andrew break down what’s happening across the Tasman, and whether Kiwi house prices are likely to follow. You’ll learn: Which Australian cities are booming, and how fast prices are rising Why Australia’s market is recovering faster than New Zealand’s Whe
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