The Property Academy Podcast
The Property Academy Podcast is a daily show that provides insight, analysis, and strategies for getting the most out of the New Zealand property market. Hosted by Ed and Andrew from Opes Partners, it offers general information and is not financial advice. Listeners are encouraged to do their own research or consult a financial adviser before making investment decisions.
Episodes
The Renovation Mistakes That Cost Investors Thousands⎟Ep. 2466
Renovating a property can make you a fortune.It can also go spectacularly wrong.In this episode, Ed and Andrew share 4 real renovation horror stories from New Zealand investors.You’ll learn:Renovations gone wrong... and how much they can cost you The $120K bathroom blowout How one investor made $200 grand over Christmas with a Stanley knifeThe common thread? Most renovation disasters don't com
What Happens to House Prices When Interest Rates Rise?⎟Ep. 2465
Interest rates fall. House prices rise. At least, that’s what everyone says.But if that’s true, why have New Zealand house prices barely moved after the OCR fell from 5.5% to 2.25%?In this episode, Ed and Andrew unpack the relationship between interest rates and property prices... and explain why the market hasn't behaved the way many expected.You’ll learn:How much do house prices go up when i
Will This Bank Merger Make Mortgages Cheaper?⎟Ep. 2464
Two New Zealand banks want to join forces and take on the Aussie giants.In this episode, Ed and Andrew unpack Heartland Bank’s proposed $620 million acquisition of TSB – what it means for competition in the banking sector and why some people in Taranaki aren't convinced it's a good idea. You’ll learn:The $620m merger is shaking up NZ banking Will more competition mean lower mortgage intere
What Happens if NZ Super Gets Cancelled?
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "What Happens if NZ Super Gets Cancelled?"In this podcast you'll learn:How to figure out what your retirement actually looks likeThe biggest lie people tell you about retirementcreating the 'perfect' retirement planBook a meeting to start your path to financial
Five Unhinged Tenancy Tribunal Cases⎟Ep. 2463
A tenant demanded more than $10,000 over a missing duvet. Another claimed an oven was poisoning her...In this episode, Ed and Andrew unpack some of the wildest Tenancy Tribunal cases they could find.You’ll learn:What happenedWhat the Tribunal decidedThe practical lessons landlords can actually take away from the chaosEvery one of these cases sounds unbelievable… until you realise they all ended up
What NZ Buyers Want … And It’s Not What You Think⎟Ep. 2462
What do New Zealanders actually want in a home?Not what they say in surveys… What they genuinely search for online.In this episode, Ed and Andrew unpack fresh search data from realestate.co.nz and Trade Me to reveal what buyers and renters are really looking for in 2026.You’ll learn:What sort of homes do Kiwis really want New Zealand’s most searched for suburb Who’s REALLY looking for the housesTh
"Don’t Invest In Property, Wait For The Next Crash!"⎟Ep. 2461
“Don’t buy now… just wait for the next crash.”Sounds smart. But what if waiting for the “perfect time” actually leaves you worse off?In this episode, Ed and Andrew unpack the surprising maths behind market timing. You’ll learn:Why the “bottom of the market” often isn’t the cheapest time to buy How consistent investing can outperform perfect timing The psychological trap that keeps investors waitin
He Walked Out Of Maths Class At 16 … Now He’s Shedvesting⎟Ep. 2460
Jim walked out of maths class at 16 to start working in civil construction.Today, he owns two rental properties, is pushing toward a third… and is currently “shedvesting” from a garage sleepout to get ahead faster.In this Case Study Sunday, Jim shares the setbacks, risks, and sacrifices behind his investing journey. This is a story about resilience as much as it is about property investing. You’ll
Heritage Dwellings: Beautiful … But Dangerous?⎟Ep. 2459
That beautiful character villa might look like an investor’s dream… until you realise it’s heritage-listed.In this episode, Ed and Andrew unpack what heritage protections actually mean for property owners ... and the answer isn’t as straightforward as most people think. You’ll learn:The 9.6% PENALTY for individually heritage-listed houses What you can and can't do The 5-minute heritage checkMa
Is the Media Rigged Against Landlords?⎟Ep. 2458
“Greedy landlord raises rent.” “Investors cash in while renters struggle.”Property headlines can feel relentlessly negative… but is the media actually biased against landlords?In this episode, Ed and Andrew dig into the research behind property coverage in New Zealand media ... and run their own experiment scoring real headlines from major outlets across the country. You’ll learn:What academic res
How Long Should Landlords Expect Tenants To Stay?⎟Ep. 2457
How long does the average tenant actually stay in a rental property? And what happens when a tenant leaves after just 2 days?In this episode, Ed and Andrew unpack tenancy data from 22,000+ rental properties to reveal how long tenants really stay, which areas have the highest turnover, and why vacancy assumptions matter more than most investors realise. You’ll learn:The median tenancy length across
Is High Yield Actually Worth It?⎟Ep. 2456
Higher yield. Two incomes. Better cashflow.So why doesn’t every investor just buy multi-income properties?In this episode, Ed and Andrew break down the pros and cons of multi-income properties. They unpack where these properties shine… and where the trade-offs start to matter. You’ll learn: The 5 main types of multi-income properties in New Zealand Why do these properties often achieve high gross
The Property Trap Most Investors Don’t Notice⎟Ep. 2455
Every property investor eventually asks the same question: “What’s this house actually going to cost me over the next 10 years?”In this episode, Ed and Andrew sit down with Kyle Brookland, a building inspector, to break down the real maintenance costs of owning property. You’ll learn:How much you’ll need to maintain your house over 10-years How to spot the specific traps in a 1950s vs 1960’s vs 20
23 Years of Property Advice in 17 Minutes⎟Ep. 2454
Andrew bought his first property at 19. Now, after 23 years in the game and 43 properties later, he’s sharing the lessons most investors only learn the hard way.In this episode, Ed puts Andrew in the hot seat ... unpacking the strategies that worked, and what really matters when building long-term wealth through property.You’ll learn:What Andrew actually looks for when buying an investment propert
They Arrived In NZ With Two Bags Of Clothes … Now They Own Two Properties⎟Ep. 2453
Seb and Laura arrived in New Zealand with just two bags of clothes. Less than a decade later, they own two properties – with plans to grow to five.In this Case Study Sunday, the couple share how they went from starting over as immigrants to building a property portfolio through disciplined budgeting, structures systems, and an incredibly detailed approach to tracking their money.You’ll learn:How t
The Tax Rule Most Investors Get Wrong⎟Ep. 2452
Donald Trump reportedly used a US$916 million tax loss to avoid paying federal income tax for years.So… could a New Zealand property investor do the same thing?In this episode, Ed and Andrew break down how tax losses actually work in New Zealand property investing, and the common misunderstandings that trip investors up. You’ll learn:How rental property tax losses can reduce future taxable income
Retired At 29: How She Actually Did It⎟Ep. 2451
Simran Kaur achieved financial independence at just 29 years old. Then… she realised retirement wasn’t what she expected.In this episode, Ed and Andrew sit down with the founder of Friends That Invest to unpack how she built enough wealth to retire early, and why retirement lasted less than a week.You’ll learn:How this Kiwi investor built wealth and retired at 29 What her 60 years of retirement RE
OCR Holds – But Interest Rates Could Still Rise⎟Ep. 2450
The Reserve Bank kept the OCR at 2.25% … but the real story was hidden inside the forecasts.In this episode, Ed and Andrew unpack the Reserve Bank’s latest projections for inflation, the OCR, unemployment, and house prices – including why interest rates could rise faster than previously expected. You’ll learn:What the Reserve Bank announced Interest rate predictions … and how expensive your mortga
The Aussie Tax Trap That Could Hit Kiwi Property Investors⎟Ep. 2449
Australia is overhauling investor tax rules ... and some Kiwi property owners could get caught in the crossfire.In this episode, Ed and Andrew break down Australia’s proposed changes to capital gains tax and negative gearing, including why some investors could end up paying significantly more tax… even on New Zealand properties. You’ll learn:How Australia just doubled it’s capital gains tax The fi
Can Landlords Still Say No To Pets?⎟Ep. 2448
A landlord said no to a tenant’s Labrador. The Tenancy Tribunal said yes.In this episode, Ed and Andrew unpack the first major Tenancy Tribunal ruling under New Zealand’s new pet laws – including what counts as a “reasonable refusal,” why the landlord lost, and what this means for rental property owners going forward. You’ll learn: Why landlords can no longer simply say “no pets” by default The c
Should NZ Have a Capital Gains Tax?⎟Ep. 2447
Should New Zealand introduce a capital gains tax… or would it do more harm than good?In this episode, Ed and Andrew go head-to-head on one of the biggest issues heading into the 2026 election – laying out the strongest arguments for and against a comprehensive CGT. You’ll learn: The case for a CGT – including whether it could fund lower income taxes The case against – from reduced investment to t
Bought a House at 19 – What He Knew That Most Adults Don't⎟Ep. 2446
Shaun left school at 15, started working at the meat works… and bought his first home at just 19 years old.In this Case Study Sunday, Shaun shares how growing up in Southland shaped his attitude toward money, how he paid off his first property in just 10 years, and why he’s now thinking carefully about his next move while living and working in Perth. You’ll learn:How this investor bought his first
The Truth About Selling Your House Privately⎟Ep. 2445
Thinking about selling your house privately to save on agent fees?In this episode, Ed and Andrew break down the real numbers behind private sales vs using a real estate agent. They unpack when selling privately can genuinely work, and when it quietly backfires. You’ll learn:How agent commissions actually compare to the price premium agents often achieve The situations where private sales work best
Can You Retire Off Property Without Selling?⎟Ep. 2444
Most investors assume retirement means selling properties to free up cash. But what if you didn’t have to?In this episode, Ed and Andrew explore a lesser-known strategy, walk through when it might make sense, and discuss the risks that could catch people out. You’ll learn:How some retirees could potentially access equity without selling their rentals Why timing matters... especially before you sto
The Question Every Investor Gets Wrong⎟Ep. 2443
Most Kiwis automatically choose a principal-and-interest mortgage. But for investment properties… that’s not always the strategy investors use.In this episode, Ed and Andrew break down the real difference between interest-only vs principal-and-interest lending.You’ll learn:Why many investors prioritise cashflow over paying down rental debt fasterThe hidden risk when an interest-only term ends The
Why Your Neighbours Could Kill Your Airbnb⎟Ep. 2442
Thinking about turning your property into an Airbnb? You might need more than just a listing and a lockbox.In this episode, Ed and Andrew break down when you actually need council consent to run an Airbnb, and unpack the risks most investors don’t think about until it’s too late. You’ll learn:When Airbnb activity crosses the line from “casual” to requiring consent Why neighbours and body corporate
This Church Deal Looked Amazing… Until the Maths Hit⎟Ep. 2441
An old church. A near-$1 million budget. And a possible Airbnb conversion in Timaru.So… would Andrew actually invest in it?In this episode, Ed and Andrew walk through a real deal that Andrew looked at. They break down the renovation costs, Airbnb assumptions, and the harsh reality. You’ll learn:How to analyse an unusual renovation project step-by-step Why heritage-style properties can become finan
Cut These 7 Expenses Now to Get Rich Faster⎟Ep. 2440
You don’t have an income problem… You might have a spending problem.In this episode, Ed and Andrew break down 7 things Kiwis keep buying that quietly destroy their ability to build wealth. You’ll learn:The biggest “wealth killers” How small, everyday spending can quietly eat up 15% of your incomeThe 1 rule that keeps you sane … while you save moreWhat this really comes down to: building wealth isn
From Zero to Hero: 15 Rentals in 3 Years⎟Ep. 2439
Mitch grew up watching his family lose everything in the GFC. Now, he owns 15 rental units.In this Case Study Sunday, Mitch shares why he focuses on cashflow over flashy properties, and how he's using social media to show everyday Kiwis what's possible through property investing. You'll learn:How this investor bought 15 rental units with average incomes in just three yearsHow this multi-unit deal
5 Critical Mortgage Moves to Kill Debt Faster⎟Ep. 2438
What does it actually take to pay off your mortgage in 10 years… not 30?In this episode, Ed and Andrew break down 5 proven mortgage strategies used by real Kiwis – including a tradie who smashed his mortgage on a modest income, and families who became mortgage-free decades early. You’ll learn:The exact strategies that actually move the needle Why even $50–$200 extra per week can save you years – a
The Costly Airbnb Secret Most Investors Miss⎟Ep. 2437
Thinking about turning your property into an Airbnb… but no idea what it actually costs?In this episode, Ed and Andrew break down the real cost of setting up a short-term rental – from big-ticket items like beds and appliances to the small details most people forget. The numbers might surprise you. You’ll learn:How much does it cost to fully furnish an Airbnb The must-have items in every room (and
You Might Be Paying Tax You Don’t Even Realise⎟Ep. 2436
Most Kiwis think investing is simple… until tax comes into play.In this episode, Ed and Andrew break down how different investments are actually taxed – from term deposits and shares to funds, crypto, and property. And once you see the differences, it’s easy to see how investors can overpay (or underpay) without realising it. You’ll learn: How tax works across term deposits, shares, funds, and pro
How to earn $100k passive income in 15 years (through property)
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "How to earn $100k passive income in 15 years (through property)"In this podcast you'll learn:How to build your planWhat sort of properties suit your planAnd how to retire rich at 55Don't forget to
Pick the Right Structure… or Lose Thousands⎟Ep. 2435
Are you paying more tax than you need to… without even realising it?In this episode, Ed and Andrew play “Pilfered or Protected” – walking through real scenarios to show how different ownership structures can either protect your profits… or quietly drain them. You’ll learn: The 4 main ways to own property – and when each one makes sense How the wrong structure can cost you thousands in unnecessary
This Floor Plan Mistake Could Cost You $100K⎟Ep. 2434
What actually makes a “good” floor plan for an investment property… and what quietly puts tenants off?In this episode, Ed and Andrew break down what to look for (and what to avoid) when it comes to floor plans.You’ll learn: The key features of a strong floor plan The common mistakes investors make (and why they matter more than you think) When it’s still worth buying a property… even if the layo
The Easiest Way to Make $1M in Property⎟Ep. 2433
What’s the fastest way to make $1 million from property?In this episode, Ed and Andrew break down the 5 most common property investing strategies. You’ll learn: How long does it take to make $1M through the top 5 strategies How many deals would you need to do Which strategies are investments… and which ones are really just high-paying jobs Main idea? There’s no single “best” strategy, but they’re
The Tiny House Plan That Backed Their Financial Goals⎟Ep. 2432
They lived in a 26sqm tiny house for 8 years… then sold it for double what it cost to build.In this Case Study Sunday, Hilde and Michel return to share what’s happened since – from selling their tiny home to building a 3-property portfolio, all while keeping their long-term goal of flexibility and sabbaticals front of mind. You’ll learn:How living in a tiny house helped them accelerate their inves
The Everyday Actions That Are Costing You Wealth⎟Ep. 2431
Why do so many people start investing… and then quit?In this episode, Ed and Andrew use a simple analogy – the gym – to explain why building wealth is less about knowledge… and more about behaviour. You’ll learn:Why people who go to the gym are the best investors 5 similarities between going to the gym and investing The one thing you should do NOW if you’ve been putting it off for yearsMain idea?
From 15% Hype to 6% Reality – Here’s What’s Going On⎟Ep. 2430
A developer says this property gets a 15.4% gross yield… but does it actually stack up?In this episode, Ed and Andrew break down a real-world Airbnb deal in Queenstown to show how headline numbers can look incredible... until you dig into the assumptions behind them. You’ll learn: How a 15.4% yield is calculated Whether the numbers check out… or are just a flat-out fabrication Why looking at net
The Biggest Cross-Lease Shake-Up in 30 Years⎟Ep. 2429
If you own a cross-lease property… this could change everything.In this episode, Ed and Andrew break down a major Court of Appeal decision that’s been called the biggest shake-up to cross-lease rules in decades. You’ll learn: What the court changed and why the old rules were deemed “wrong in law” How does this impact your ability to renovate, extend, or rebuild Whether cross-lease properties coul
You Will Spend It – Unless You Do This⎟Ep. 2428
You’ve got a lump sum of money… and deep down, you know you’re going to spend it. So how do you stop yourself?In this episode, Ed and Andrew walk through 4 practical ways to “lock up” your money. You’ll learn:How to FORCE yourself not to spend moneyThe 4 levels of lockup – from easy to extremeWhy adding friction can stop impulse spending in its tracks The key takeaway? If you know your weak spots,
A Trampoline, Trump… and 10 More Reasons People Didn’t Invest⎟Ep. 2427
“I’m waiting for prices to drop.” “I’ll buy when interest rates come down.” “I just need to do more research…”Sound familiar? In this episode, Ed and Andrew break down 12 real excuses Kiwis use to avoid investing. Some are valid. Most aren’t. You’ll learn:The most common excuses stopping people from investing Real reasons we’ve heard over the last 7 years How to tell the difference between a valid
The Australian Property Market Is Booming, Is NZ Next?⎟Ep. 2426
Australia’s property market is booming… with some cities up 24% in a single year. So does that mean New Zealand is next?In this episode, Ed and Andrew break down what’s happening across the Tasman, and whether Kiwi house prices are likely to follow. You’ll learn: Which Australian cities are booming, and how fast prices are rising Why Australia’s market is recovering faster than New Zealand’s Whe
$27K Saved in 6 Months – Here’s How They Did It⎟Ep. 2425
They started with $10k in KiwiSaver and a $50k income… and built a 3-property portfolio in 10 years.In this Case Study Sunday, Mike shares how he and his partner went from living with family and saving aggressively, to growing their income 4x and building a solid property portfolio.You’ll learn:How they went from a modest income to a $200k household income and three propertiesWhat they had to give
Subdividing Looks Easy… Then the Real Costs Hit⎟Ep. 2424
Got a big section and thinking about subdividing? In this episode, Ed and Andrew break down the real cost of subdivisions in New Zealand... and why so many people get it wrong.You’ll learn: How much does a subdivision really cost The full process from idea to new title (and how long it actually takes) The story of a 29-year-old who ran into major issues The key takeaway? Subdividing can work...
This Could Stop You Buying Your First Home⎟Ep. 2423
Should you invest in property with your parents… or is that a mistake waiting to happen?In this episode, Ed and Andrew break down the real pros and cons of co-investing with family.You’ll learn:How buying a rental with your parents can STOP you from buying your first homeA real example of a $900k Auckland property to show how these deals actually work in practice4 alternative ways to structure sup
This Is the Retirement Reality No One Wants to Talk About⎟Ep. 2422
Can you actually live on NZ Super… or is it not enough?In this episode, Ed and Andrew dig into what life really looks like on the pension. Some retirees say they’re getting by… others are struggling to make ends meet. So who’s right? You’ll learn: What NZ Super actually pays in 2026... and what that looks like week to week The real stories of retirees who say it’s not enough And those who say it
NZ’s Population Is Shifting Fast (Most People Haven’t Noticed)⎟Ep. 2421
Are Kiwis really leaving Auckland for Christchurch… or is that just a myth?In this episode, Ed and Andrew break down the latest internal migration data to show exactly where people are moving within New Zealand, and what it means for property investors. The shifts might surprise you. You’ll learn: The parts of the country Kiwis are leaving – and where they’re going instead The satellite town that
You’re Probably Wasting Thousands on This⎟Ep. 2420
New meth rules are coming into force… and they could save (or cost) landlords thousands.In this episode, Ed and Andrew break down the new meth contamination standards – what’s changed, why the old system caused so much confusion, and what you actually need to do if your property is affected. You’ll learn: The new legal thresholds – and the one number landlords now need to know Why did some investo
We Let AI Pick an Investment Property – Here’s What Happened⎟Ep. 2419
Could AI replace a $25,000 property investment expert… or make a six-figure mistake on your behalf?In this episode, Ed and Andrew run a live experiment using AI to see if you can skip paying for advice. You’ll learn: Whether AI can actually recommend the right type of investment property How well it analyses deals Where AI gets it right… and where it falls short compared to a human adviser The k
He Walked Away With Nothing… Then Made $286K⎟Ep. 2418
He walked away from his first property with nothing… then made $286,000 on the next one.In this Case Study Sunday, Daniel shares how he went from an easy first deal that ended badly to building real momentum. You’ll learn: Why did he walk away from his first property with nothing How he made $286k from a single deal The simple move that helped him sell a property in just 2 daysThe key takeaway?
You’ll Earn $3 Million in Your Lifetime – So Why Aren’t You Rich?⎟Ep. 2417
Can the average Kiwi really become a millionaire… or is that just a nice idea on paper?In this episode, Ed and Andrew dig into the data to answer that exact question – looking at what the average New Zealander earns over a lifetime, how wealth is actually built, and why more people are millionaires than you might expect. You’ll learn: Whether it’s realistically possible for the average person to b
He’s 63, Has $265K… and No Home – Is It Too Late?⎟Ep. 2416
He’s 63, divorced, renting… with $265K to his name. Is it too late to turn things around?In this episode, Ed and Andrew break down a real listener’s situation – walking through the numbers to figure out whether he can still buy a home, or if renting is actually the better option. You’ll learn: Whether buying a home at 63 is still realistic What retirement could look like if he rents vs buys The
The Risk Most Landlords Don’t Think About⎟Ep. 2415
A property manager stole $869,000… and until now, there’s been very little stopping it.In this episode, Ed and Andrew break down the new rules being proposed for property managers – and why the government is stepping in to bring more oversight to an industry that handles billions in rent each year.You’ll learn: The new laws coming for property managers The real cases that exposed major gaps in ho
Townhouses Are Everywhere… But Are They the Problem?⎟Ep. 2414
Are townhouses actually crashing house prices in New Zealand… or is that just the story people want to believe?In this episode, Ed and Andrew break down the “oversupply” narrative – using real data to show what’s really happening in the property market.You’ll learn: Whether townhouses are really driving house prices down If New Zealand has actually built too many homes – or if that’s a myth Why
Nobody Warns You About This Bank Change⎟Ep. 2413
Everything’s going well… you’ve got a few properties… then suddenly the bank says: “You’ve been moved to commercial.”In this episode, Ed and Andrew explain what actually happens when investors cross that line, and why it’s not always as bad as it sounds. You’ll learn: The 4 triggers that can push you into the commercial side of the bank What really changes (and what doesn’t) The hidden upside...
7 Signs You’re About to Buy the Wrong Property⎟Ep. 2412
One bad property decision… could cost you $750,000.In this episode, Ed and Andrew break down the 7 biggest warning signs that you’re about to buy the wrong property – including a real story of a buyer who overpaid at the peak and got stuck when the market turned. You’ll learn: The 7 red flags that signal a bad investment before you buy Why chasing a “bargain” or a booming market can backfire The
They Turned Their Backyard Into $36K a Year – Here’s How⎟Ep. 2411
They started with a first home in Auckland… and turned it into something much bigger.In this Case Study Sunday, Jess and Rob share how they built a three-property portfolio – including buying a discounted plaster home and constructing a second dwelling in their own backyard. You’ll learn: Three properties, a backyard build, and a plaster home bought at a discount What they’d do differently if the
Which Grows Faster: Farms or Houses? (The Answer Changed)⎟Ep. 2410
Does farmland actually outperform houses… or is that just something farmers tell themselves?In this episode, Ed and Andrew break down how fast New Zealand farmland really goes up in value, and whether it stacks up against residential property over the long term. You’ll learn: How has farmland performed over time Why the last decade has been a “lost decade” for farm prices How some farmers are us
NZ Banks Ranked for Property Investors – Who Comes Out on Top?⎟Ep. 2409
Not all banks treat property investors the same… and choosing the wrong one could stop your next deal.In this episode, Ed and Andrew sit down with one of New Zealand’s top mortgage advisers to rank the major banks in 2026 – based on how easy they are to get lending from, and which ones actually work best for investors. You’ll learn: Which banks are “rolling out the red carpet” – and which are hard
I Made My Riskiest Investment Ever – And It Wasn’t Property⎟Ep. 2408
This might be the riskiest investment Ed has ever made… and it’s not property.In this episode, Ed shares why he invested in a musical – how the deal works, what could go wrong, and the very real chance he could lose it all. You’ll learn: How investing in a musical actually works — and why it’s completely different to property The real risk (it all comes down to ticket sales) and why the odds are
5 houses in 5 years: How many can I actually buy?
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "5 houses in 5 years: How many can I actually buy?"In this podcast you'll learn:How many properties can you buy?How the bank decides whether to give you moneyAnd the free tool that tells you what to do nextDon't forget to
Where House Prices Are Climbing (and Dropping) Right Now⎟Ep. 2407
The property market looks flat… but that’s hiding what’s really going on.In this episode, Ed and Andrew break down the latest data to show where house prices are actually rising, where they haven’t recovered yet, and which areas have fully recovered from the downturn. You’ll learn: The regions where prices are up... including areas that have grown 20% since the bottom Why some investors are alread
Skip or Invest? These Takes Will Divide You⎟Ep. 2406
Bitcoin, gold, shares, property… what would you actually invest in right now?In this episode, Ed and Andrew react to Andrew’s viral “skip or invest” takes – breaking down 9 different investments and explaining the reasoning behind each call. You’ll learn: Which investments would Andrew skip Where he’d still put money today The big differences between assets like gold (store of wealth) vs true in
This 15-Minute Check Could Save You $100K⎟Ep. 2405
How do you actually analyse a property deal… in just 15 minutes?In this episode, Ed and Andrew walk through the exact 23-step checklist our team uses to assess every property, and why even deals that look great on paper can still fail. You’ll learn: The 23-step framework used to assess any investment property Why you should start with the numbers, not the property A real example of a deal that lo
He Made $280K in 9 Months – Then Faced a Bigger Decision⎟Ep. 2404
He turned $550k into $830k in 9 months… then bought a $1.4M lifestyle block before turning 30.In this Case Study Sunday, Jacob shares how he and his partner built significant equity early – and the big decision he’s facing now: flip houses or build a long-term rental portfolio? You’ll learn: How they bought a $1.4M property while still in their 20s The real trade-offs between flipping vs buying re
Is the Rental Market Finally Turning? Here’s What the Data Shows⎟Ep. 2403
The rental market looked flat last year… but under the surface, things are starting to shift.In this episode, Ed and Andrew break down the latest rental data to show where rents are rising, where they’re falling, and where tenant demand is quietly building across New Zealand. You’ll learn: The regions where rents are increasing Why the rents in this region dropped 6%, even as demand rises What h
They Paid $10K… Then Everything Stopped Overnight⎟Ep. 2402
Thousands of dollars… paid for “lifetime” coaching. Then the company shuts down overnight.In this episode, Ed and Andrew break down what happened when a property investment company abruptly closed – and what it means for investors who thought they were signing up for support that would last decades. You’ll learn: What to do if you paid for “lifetime” coaching... and it suddenly disappears Why “li
Are Mortgage Rates About to Go Up? Here’s What’s Really Happening⎟Ep. 2401
The Reserve Bank is forecasting inflation could hit 4.2%… so why didn’t they raise the Official Cash Rate?In this episode, Ed and Andrew unpack the latest OCR announcement and why the headline number doesn't tell the full story. From global geopolitics to behind-the-scenes bank pricing, there’s more going on than meets the eye. You’ll learn: What Trump’s ceasefire could mean for oil prices – a
The Top Mortgage Brokers in NZ (Who We’d Actually Recommend)⎟Ep. 2400
Yesterday, we talked about what happens when you miss a mortgage repayment. Today, let’s talk about how to avoid getting into that situation in the first place – by choosing the right mortgage broker.In this episode, Ed and Andrew break down the top mortgage brokers in New Zealand, what makes each one different, and why using the right adviser can dramatically improve your chances of getting (and
This Is What the Bank Does After One Missed Payment⎟Ep. 2399
Miss one mortgage payment… what actually happens next?In this episode, Ed and Andrew walk through the exact step-by-step process banks follow when you stop paying your mortgage – from the first missed payment all the way to a mortgagee sale. You’ll learn: The 7-step process banks follow How long does it really take before a home is sold Why one default could put your entire property portfolio at
The Truth About Auckland Suburbs (Ranked Best to Worst)⎟Ep. 2398
Which Auckland suburbs are actually worth investing in right now… and which ones should you avoid?In this episode, Ed and Andrew rank 15 Auckland suburbs from best to worst using real data ... and some of the results might surprise (or annoy) you. You’ll learn: The top-tier suburbs (S & A) investors should be looking at right now The common traits of high-performing areas – and why some expen
If He Was One Day Late… He Would’ve Lost the Deal⎟Ep. 2397
At one point, his mortgage repayments were equal to his entire weekly income… and he still made it work.In this Case Study Sunday, Mitchell shares how he built, sold, and reinvested his way through tough cashflow years.You’ll learn: How Mitchell turned a $500k house build into an $850k sale What it’s like when your mortgage equals 100% of your income Why is he now shifting strategy The key takeawa
Lose $5K a Year… Make $100K? Here’s How⎟Ep. 2396
Most Kiwis think property should “pay for itself”… but what if it doesn’t?In this episode, Ed and Andrew break down what negative gearing actually means, why many properties cost you money each week, and whether that still makes them a good investment. You’ll learn: What negative gearing really is – and why most investors misunderstand it The 6 key reasons your rent might not cover your costs (ev
Follow This Process or Risk Getting the Wrong Tenant⎟Ep. 2395
Finding a tenant isn’t hard… finding a good tenant is.In this episode, Ed and Andrew walk through the exact 5-step process used by professional property managers to find, screen, and select reliable tenants ... without gatekeeping anything. You’ll learn:The 5-step system to attract and choose quality tenantsThe red flags and screening tools that most DIY landlords missWhat you can and can’t legall
House Flipping in 2026: What Still Makes Money – and What Doesn’t⎟Ep. 2394
Want to know what actually works in house flipping in 2026 – from someone who’s been doing it since 1999?In this episode, Ed and Andrew sit down with Steve Goodey to break down the flipping strategies that still stack up, the mistakes that kill your margin, and why this is not a beginner strategy.You’ll learn:How to flip houses in 2026 The strategies that still work (and the ones that don’t) The o
Your Retirement Number Might Be Off – Here’s What to Do Instead⎟Ep. 2393
Most people think retirement spending is a straight line… but it’s not.In this episode, Ed and Andrew break down the three stages of retirement – the Go-Go, Slow-Go, and No-Go years – and why understanding this simple framework could dramatically change how much you actually need to retire. You’ll learn:The 3 stages of retirement Why retirees typically spend 15–40% less over time ... and what NZ d
This Could Be Costing You Thousands Every Year (Most Investors Miss It)⎟Ep. 2392
Two investors. Same property. Same numbers. One pays $0 in tax… the other pays $3,400 a year. What’s the difference?In this episode, Ed and Andrew break down what property investors in New Zealand can actually claim as tax deductions, and how missing just a few key items could cost you thousands. You’ll learn:The most commonly claimed deductions How a simple document could save you up to $16,500 i
House Prices Always Do THIS Before An Election ⎟Ep. 2391
Do house prices actually change when there’s an election… or is that just something investors tell themselves?In this episode, Ed breaks down what really happens in the property market around elections ... and the results might surprise you. You’ll learn:Why property sales typically drop by ~10% before an election What actually happens to house prices (hint: it’s not what most people think)What it
Burgled. Flooded. Cancer… And They Still Built Wealth⎟Ep. 2390
They bought in a “rough” street no one else wanted… got burgled… had a tenant deliberately flood their rental… and faced a cancer diagnosis — all while building a property portfolio.In this Case Study Sunday, Broc and Abi from Whangārei share how they kept going through some of the toughest setbacks, and what they’ve learned along the way. You’ll learn:How this couple built a property portfolio an
